Commercial Loans

Running a business can be a difficult task. First State Bank of Uvalde is here to help you be successful in that endeavor by providing commercial lending services.
With a combined 158 years of banking experience, you can be confident that our Lending Team has the expertise to meet your lending needs. 

We offer:

• Working lines of credit
• Equipment Financing
• Letters of Credit
• Commercial Real Estate Loans
• SBA loans and Account Receivable Factoring Services

Commercial Lending Officers pictured from left to right:

V.J. McElroy (Vice President), Todd Redfearn (Senior Vice President), John Paul Schuster (Vice President), Roy M. Kothmann (Executive Vice President)

Please call or come by to visit with one of our friendly and skillful commercial lending officers who will be happy to help you select the right loan for your commercial needs.

Borrowers Education

To complete FDIC's Money Smart "Borrowing Basics" please click the button below to view or print the PDF Curriculum: 
Borrowing Basics FDIC

To take the post-test on FDIC's Money Smart "Borrowing Basics", please click the button below to view or print the test:

Borrowing Basics FDIC- Post Test

New to FSB? Click the link below to print off a New Customer Commercial Loan document, fill it out and bring it to one of our Commercial Lending Officers!

New Customer-Commercial Loan

Main Bank (200 E. Nopal, Uvalde, TX 78801)  (830) 278-6231
Roy Kothmann - rkothmann@fsbuvalde.com Ext. 1254
Direct Line: (830) 278-6232
Todd Redfearn - tredfearn@fsbuvalde.com Ext. 1252
Direct Line: (830) 278-6233
John Paul Schuster - jschuster@fsbuvalde.com Ext. 1348
Direct Line: (830) 278-6234
V.J. McElroy - vmcelroy@fsbuvalde.com Ext. 1249
Direct Line: (830) 278-6235

Carrizo Springs Branch (830) 278-6231
Laura Rogers - lrogers@fsbuvalde.com Ext 1328
Yolanda Jaime - yjaime@fsbuvalde.com Ext. 1334

Frio Canyon/Leakey Branch (830) 232-5224
Sandy Lynam - slynam@fsbuvalde.com Ext. 1327