Career Opportunities

Are you interested in a career at First State Bank of Uvalde?

We are seeking motivated and career-oriented employees who will strengthen our company and improve shareholder value. As a member of our team, you will receive training and skill development, not to mention a wonderful array of benefits.

Whether you have banking experience or are new to the industry, we invite you to inquire about our current openings. We will assist you in determining the best fit within our organization.

If interested send your resume by Postal Mail:

First State Bank of Uvalde
ATTN: Operations Dept.
P.O. Box 1908
Uvalde, TX 78802
-or-
E-mail resume to Patti Kruciak, VP and HR Director at pkruciak@fsbuvalde.com

Along with your resume, please fill out an FSB Application (click link below to print application):

FSB APPLICATION


Current Openings:

 

First State Bank of Uvalde - Main Bank is looking for a BSA OFFICER

The Bank Secrecy Act Officer is responsible for developing, implementing, administering, and maintaining all aspects of the Bank Secrecy Act/Anti-Money Laundering Compliance Program which will be designed to ensure a high level of compliance with BSA/AML related laws and regulations, internal policies and procedures and Federal regulatory expectations. The position of Bank Secrecy Act Officer is required to be fully knowledgeable and skilled in all areas of BSA/AML Compliance and be able to independently recognize, develop, and implement cost effective compliance related solutions for the BSA/AML program. The BSA Officer has the following roles: BSA/AML Officer, OFAC Officer.

Essential Functions and Basic Duties:

  • Coordinate and oversee an effective Bank Secrecy Act/Anti-Money Laundering/OFAC Compliance Program that is in line with current industry best practices, regulatory guidance and requirements.
  • Enhance, develop, implement and administer the BSA/AML/OFAC/USA Patriot Act monitoring systems to ensure that appropriate parameters are in place to identify suspicious and/or fraudulent activity.
  • Establish and maintain an effective CDD/EDD risk rating and monitoring program to include initial and ongoing assessments, and review and analysis of unusual/suspicious account activity.
  • Establish and maintain appropriate SAR investigation, review and reporting processes that promote consistent decisions; adequate investigation and research; and complete and detailed documentation.
  • Conduct BSA/AML/OFAC risk assessments annually or as needed with consideration to products, services, customers, and geographies that may present BSA/AML/OFAC related risks. Annually collect and report data required for the OCC Money Laundering Reporting System.
  • Responsible for ensuring all required regulatory reporting is conducted in a timely, accurate, and compliant manner, including the filing of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs) to FinCEN, as well as, FinCEN 314(a) and 314(b) procedures and reporting.
  • Act as liaison/contact for Federal and State examinations and internal and external independent reviews or audits of the BSA/AML/OFAC compliance programs. Participate in response to exam and audit concerns and oversee corrective action of all related compliance deficiencies or violations.
  • Responsible for updates and revisions to BSA/AML/OFAC policies and procedures and preparation of monthly BSA statistics for the Board of Directors.
  • Assist the Training manager with administration of BSA/AML/OFAC related training programs to Directors, Management, and Employees and provides BSA guidance and coaching to employees.
  • Stay abreast of and analyze developing industry and compliance trends, scams or schemes, and changes to laws and regulations pertaining to BSA/AML/OFAC/USA Patriot Act. Advise Compliance Officer of emerging risks, new or amended laws, regulations, or agency guidance and recommend and implement changes and controls to mitigate those risks.

Education:

  • Bachelor’s degree or equivalent experience.
  • BSA/AML Certifications preferred.

Required Knowledge and Experience:

  • Minimum of three (3) years of prior financial institution BSA compliance experience in developing and implementing BSA/AML/CIP/OFAC policies, programs and procedures.
  • Knowledge of Bank Secrecy Act/Anti Money Laundering/U.S. Patriot Act, OFAC Regulations. General knowledge and understanding of bank deposit operations, lending activities, and other related consumer banking and compliance functions.
  • Strong interpersonal, communication (written and verbal), and organizational skills with the ability to work independently, as well as, collaboratively within a team environment.
  • Administration experience with an automated AML system including tuning and testing of alert thresholds and transaction mapping validation. Experience with FCRM system is a plus.
  • Ability to interact effectively with all levels of management, legal counsel, law enforcement, regulators and examiners while maintaining strict confidentiality.
  • Strong decision making, analytical and investigative abilities with attention to detail and accuracy.
  • Proficient in Microsoft Office Suite (Word, Excel).

Competitive Benefit Package, Equal Opportunity Employer

If interested in this position, please contact Patti Kruciak, VP & HR Director pkruciak@fsbuvalde.com

 

First State Bank of Uvalde - Main Bank is looking for a Lending Assistant 

  • The position of Lending Assistant is responsible for assisting the Lending Officers with performing various duties and special projects related to consumer and business loan applications; generating loan documentation for all types of loans; processing consumer, commercial and real estate loan payments; updating information on the Bank’s mainframe computer system; monitoring tickler reports and following-up on exceptions; reviews past due accounts and other related reports with Loan Officer.
  • The position of Lending Assistant is required to be fully knowledgeable and skilled in all areas of servicing loans.
  • Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations. Responsible for the following duties, including but not limited to the following:
  • Performs all related Lending Department responsibilities including, but not limited to; running credit reports and conducting account research; processing consumer, commercial and real estate loan payments and advances; reviewing loan approvals for completeness; generating loan documents; preparing and sending commitment, engagement and decline letters; entering data to correct or update loan records and assist with maintaining credit files
  • Provides support to all assigned areas of the department where service or assistance is needed; acts as a backup for various loan department positions and functions.
  • Monitors collateral addenda’s and other tickler system to ensure proper receipt of UCC, Deeds of Trust, and Title Policy filings and other documentation.
  • Analyzes all incoming draws with the lending officer and reviews documentation for proper approvals.
  • Answers the telephone; responds to routine loan officer or customer inquiries relative to account balances, loan balances and payoff requests.
  • Calculates loan pay off amounts for all types of loans.
  • Assist customers with completing loan applications and other related loan documentation.
  • Assists with preparation of loan files and documentation requests for internal and external audits/exams.
  • Responds to inquiries or refers inquiries to the appropriate department or person and exhibiting the necessary follow through with customers and/or staff involved.
  • Works with insurance policies and related reports; contacts agents; works closely with loan officers and customers to ensure proper insurance is received and maintained.
  • Assists loan officers and other personnel to ensure proper related documentation is prepared and/or provided.
  • May update and maintain financial statement, cash flow and tax return documentation in loan files; monitor and update the financial statement tickler report and follow-up on exceptions.
  • Cross-trains less experienced loan department personnel in all loan servicing functions.
  • Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  • Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the bank through outside activities.
  • Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.

MINIMUM REQUIREMENTS:

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

  • Associate degree (AA) or equivalent from a college or technical school; or three years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial institution operations, sales or customer service background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related
  • Intermediate experience, knowledge and training in branch operation activities, terminology and products and services relating to retail and commercial account customers.
  • Intermediate knowledge of related state and federal banking compliance regulations, and other Bank operational policies.
  • Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and account opening software programs as well as Microsoft Office.
  • Intermediate typing skills to meet production needs of the position.
  • Intermediate knowledge of general office practices.
  • Basic math skills; calculate interest and balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; count currency, coin and negotiable instruments in a timely manner.

 
Competitive Benefit Package, Equal Opportunity Employer

Please submit resume to pkruciak@fsbuvalde.com.

 

First State Bank of Uvalde - Main Bank is looking for a Credit Analyst

Duties:

  • Provide analytical support to loan officers
  • Ensure that client service standard is met, and process and documents conform to all applicable laws and regulations
  • Support the Bank’s lending activities by providing insightful and timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral and cash flows.
  • Interact with loan officers, credit manager, other lending support staff, customers, accountants, and appraisers.
  • Analyze financial data to determine the merits of loan requests.
    Recommend structure as well as identifying cross selling/referring opportunities of other services.

Qualifications:

  • Banking background with exposure to consumer and commercial lending
  • Proficient with Microsoft Software
  • Strong written and verbal communications skills
  • Strong organizational and analytical skills
  • Comfortable with a rapid pace of work and meeting deadlines

Competitive Benefit Package, Equal Opportunity Employer

Please submit your resume to pkruciak@fsbuvalde.com.

 

First State Bank of Uvalde - Main Bank & East Main Bank are looking for a Part Time Teller

Duties:

  • Represent the bank in a courteous and professional manner
  • Alert with ability and desire to learn technical aspects of the position 
  • Customer oriented
  • Cash handling experience a plus
  • Excellent oral communication Skills
  • Flexibility to report to work and assist other branches
  • Must be available Saturdays 

 

Competitive Benefit Package, Equal Opportunity Employer

Please submit your resume to pkruciak@fsbuvalde.com.

 

 

 

 

 

 

 

 

 

 

 

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