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First State Bank offers a variety of lending programs to suit your needs. Please call or come by and visit with one of our loan officers. Our experienced bankers will help you select the right loan and our staff will process your application promptly. Your loan officer will notify you as soon as a loan decision is made.

   
 


Commercial Loan Officers

Todd D. Redfearn
Senior Vice President

Roy M. Kothmann
Executive Vice President


Janet L. Foley
Senior Vice President
Mortgage Loan Specialist
   

Hector V. Garcia
Vice President
Installment Loan Officer


Linda A. Ramón
Vice President
Loan Review/Compliance Officer

   
 

 

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First State Bank of Uvalde Trust Department

We offer the following services:

Trustee
Independent Executor
Self Directed IRA Accounts
Self Employed Pension Plans
Custodial services
Accounts of All Sizes — No Minimum Requirement

First State Bank provides personal trust and estate administration services to the local area community. Please contact Bob Baen, or Sandra Cox at 830-278-6231 for information.

   
   
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Robert K. Baen
Executive Vice President
Executive Trust Officer

 
 
 
 

CheckCard Operates Like a Check
You now have incredibly convenient access to your checking account, 24 hours a day, seven days a week, without the hassle of writing out a check. Just use your CheckCard anywhere VISA is accepted. Your purchase will be automatically deducted from your account at First State Bank of Uvalde.


CheckCard Is Powerful!

You can purchase goods and services at over 9.5 million VISA merchants worldwide.

Get a cash withdrawal at any VISA location worldwide.
Use it like an ATM card and you can withdraw cash, transfer funds, request balance information or make payments at any First State Bank of Uvalde ATM or anywhere Pulse Network or Cirrus ATM logos are displayed.
Reduce your need to carry around a lot of cash or traveler's checks.
Get a receipt for all your transactions and also a monthly, easy to understand statement.
Have all of the convenience of a card without the monthly finance charges.


How CheckCard Works

1. Simply present CheckCard to the merchant.

2. Press the "Credit" function on the key pad.

3. Sign the receipt and be on your way.

4. CheckCard automatically deducts the amount of your purchase from your account.

AND, record-keeping is made easy with a detailed, end-of-the-month statement of all your transactions.

ALSO, joint accounts can be set up where both have access to the checking account without the bother about who has the checkbook.

NOTE: If you press the “Debit” function on the key pad using a PIN, your account will be charged 25 cents to process the transaction.


First-24 Teller Card
First State Bank's Automated Teller Machine

TOTAL CONVENIENCE: Your First-24 card will introduce you to a whole new world of banking abilities 24 hours a day, 7 days a week. Your First-24 card can be used in participating PULSE and CIRRUS machines at other banks, shopping centers, stores and other businesses.

First-24 Teller gives you, as a First State Bank depositor, the opportunity to insert your card, key in your Personal Identification Number (PIN) and then you can:

Withdraw cash from your checking or savings account.
Inquire about your balances.
Make deposits to checking or savings.
Transfer funds from one account to another.

REMEMBER: There is no transaction fee when First State Bank customers use their First-24 Teller Card in a First State Bank ATM. ATM facilities are available at all of our Bank locations — also at Main West Plaza 444, West Main Street, in Uvalde.

   
   
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William Dillard
Senior Vice President

Federico Flores
Vice President
Customer Service Department

 
 
 
 
Safe Deposit Boxes: Available in Uvalde, Camp Wood, Concan, Carrizo Springs, Sabinal, Leakey and Utopia.
Credit Card-Cash Advances
ATM Cards
VISA Check Cards
Check Reorder Express
Transfer Overdraft Protection - $3.00
Mastercard/VISA Merchant Services
Foreign Currency Services
Incoming/Outgoing Wire Transfers
ACH Electronic Services
Cashier's Checks/Money Orders/Travelers Checks
Night Depository Services
First Phonebank - Free: 24 Hour-7 Days per week telephone access to current information on your checking and savings accounts as well as CDs and loans. Call in Uvalde area: 830-278-4400 or Call in Carrizo Springs area: 830-876-5100
   
   
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Beth M. Smith
Vice President

Warren Neill
Vice President
Customer Service Department

 
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