Buying or refinancing a home can be a challenging task. At First State Bank of Uvalde, we have experts that can help you with your mortgage and home loan refinance needs. We have been proudly serving Southwest Texas for over 100 years and we will be happy to work with you through every step of the home buying process. In addition to mortgages and home loan refinances, First State Bank of Uvalde offers home construction and home improvement loans. All lending decisions and servicing is done locally.