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Business Checking

The account descriptions below are not intended to be complete disclosures of all account features and fees. To obtain a full disclosure, contact us for a copy of the "Your Deposit Account" brochure.

Basic Business Checking

This is a non-interest bearing checking account available to businesses with low to medium transaction volume. This account requires a minimum opening deposit of $100 and a $1,500 minimum daily balance is needed to avoid the $12 monthly maintenance fee. The monthly maintenance fee will not be assessed during the first statement cycle.

This account includes 250 items per statements processed with no charge and then there is the low cost of $0.30 per item over 250 items. Also included are Image Statements, Standard Printed Checks, Internet Banking Access, Bill Pay Plus, Phonebank Access, and no fees for use of ATM/Visa Debit Cards at First State Bank of Uvalde ATMs.

Analyzed Checking

First State Bank of Uvalde's Analyzed Checking account is for higher volume commercial accounts. This account requires a minimum opening deposit of $100 and includes an Image Statement, Internet Banking Access, Bill Pay Plus, and Phonebank Access. Earning credit is paid on a monthly basis on collected balances and is used to reduce or eliminate the monthly service charges associated with this account. There is a $12 monthly maintenance fee for this account along with fees based on account activity and characteristics of the business account.

Commercial NOW

This account is available to individuals, sole proprietorships and non-profit organizations. Partnerships and Corporations may not have this type of account. The Commercial NOW account is an interest-bearing transaction account that requires a minimum opening deposit of $100. To avoid the $12 monthly maintenance fee, customers must maintain a minimum daily balance of $1,500.

This account includes an Image Statement, Standard Printed Checks, Internet Banking Access, Bill Pay Plus, Phonebank Access, and no fees for use of ATM/Visa Debit Cards at First State Bank of Uvalde ATMs. The first 150 items per statement are processed with no charge. Any item above 150 per statement costs $0.30. Interest rates and annual percentage yield are available upon request by calling (830) 278-6231 or by stopping by one of our 8 convenient locations.